PURPOSE OF JOB
Monitor the performance of the Credit Portfolio and maintain its good quality.
PRINCIPLE ACOUNTABILITIES
Understand and adhere to the entire standard instructions manual of the credit policy at the bank
Comply with BOT regulation as provided in the banking and financial Institutions Act on the management of credit risk.
Manage and control quality of the credit portfolio and efficient recovery on non –performing accounts by following approved policies and procedures.
Identify early warning signals and take immediate remedial measures to mitigate any risks involved.
Monitor and follow –up of overdue loan installments, overdrawn accounts, excess over limits and ensure that numbers of overdue outstanding are reduced
Ensure that all excess over limits and overdues are reported to Management for significant risk to the Bank and make efforts for recovery measures or appropriate action to be taken.
Ensure all compliances for Credit Risk are reported accurately and within deadlines to Management as well as per directives from the Credit Committee.
Follow up all classified accounts on which lawsuits have been filed, liaise with lawyers to speed up the recovery.
Ensure that monthly reports including BOT are prepared and submitted on time to avoid penalties.
Provide any information required by Management / Credit Committee / Board
Perform periodic credit reviews
Handle provisions
Attend to the various Committee as a member of ALCO Committee Risk Management Committee & EXCO Committees
Appear in Court
Perform any other duties assigned
SKILLS
Graduate in Business Administration, Finance, Accounts or related field
Knowledge of legal matters
Relevant experience in credit risk
Good Analytical skills
Hard working
Good decision making skills
Exim Bank Tanzania Limited
No comments:
Post a Comment